3/18/2023 0 Comments Cute budget planner![]() You have to find what works with your budgeting style. You could buy an already made up budget binder, but there are so many different ways to set up budgeting printables. That’s why I use a budget binder to track my expenses, my debt snowball, payment due dates, my meal plan, and other financial forms. It makes me feel more connected to how much money I actually have to work with. Knowing where your money goes each month is key to staying organized and on top of your budget! There are apps that you can use to track your budget, but I like using the pen and paper method. Once your budget is created, the bulk of the work is done and from then on you are just revisiting it to make tweaks as your spending habits or income change.Free Printables to Help You Make a Budget. But you might also want to consider increasing your contribution to your 401(k), making bigger payments on your debt or investing for a future expense. They'll earn more interest in a high-yield savings account than your checking account. On the other hand, if your income is higher than your expenses, reevaluate what you should be doing with those excess funds. If your expenses exceed your income, this means focus on finding line-items in your budget that you can remove or cut back spending on. This is when you compare your net income to your monthly expenses to see where you stand.
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